Description

In partnership with Drive Innovation Insights Practicing the profession of wealth advice requires extensive technical skills on the legal, tax, social and economic levels which you must master to carry out a global approach to wealth advice. This training in wealth management intended for both relationship managers and wealth managers will allow you to integrate all the legal obligations but also the practical methodologies to succeed in your wealth diagnostics.

Who is this training for ?

For whom ?

Manager and associate wealth manager or account manager or any other person wishing to learn the legal and tax techniques of wealth management.

Prerequisites

None.

Training objectives

Acquire fundamental legal, tax and economic skills for asset management.

Conduct a wealth diagnosis.

Identify the different wealth solutions according to the wealth objectives.

Propose an asset allocation.

Use the levers tax and legal to optimize asset management.

Understand the ethics and professional obligations of the asset manager.

Training program

• Defining the concept of heritage
  • What is wealth?
  • The components of wealth: financial, non-financial and social.
  • The life cycle of heritage.
• Identifying the enablers of wealth management
  • The legal environment: matrimonial regimes and transmission.
  • The tax environment.
  • The economic environment.
• Carry out a heritage diagnosis
  • The approach to a wealth diagnosis.
  • The different wealth objectives.
  • Asset allocation.
• Identify investment solutions and their taxation
  • Banking solutions: interest-bearing accounts, passbook accounts…
  • Financial solutions: PEA, OPC, employee savings…
  • Life insurance and capitalization contracts.
  • Real estate.
• Use legal and tax levers
  • Solutions to protect your spouse, help your children or favor a third party.
  • Tax optimization levers on IR taxation and transmissions.